Welcome to
The CFO Techstack Market Map

CFO Techstack was founded on a simple idea: to empower in-house finance leaders to scale confidently using Xero. No one pays us to feature on our Market Map, our recommendations are based on insights from our thriving CFO Techstack community of over 3,500 finance leaders.

We focus on four fundamental key categories in the Xero app ecosystem:

Within each category, there are subcategories of specialised tools which address specific pain points. Each tool excels in different areas, so we’re here to guide you to the ones that best address particular challenges.

While apps may have features that span multiple categories, our market map categorises them based on their primary strengths. This way, you can easily navigate and find the right solutions tailored to your requirements.

So, what are the leading apps in each category? Let’s get into it.

1. Planning

FP&A

App	Overview	Best for
xpna	A 3rd generation FP&A platform leveraging Excel and PowerBI for powerful and intuitive reporting, modelling and planning.	Dashboards and complex business models.
Causal	A financial modelling tool designed to simplify the creation and management of complex financial models and forecasts. Its intuitive interface allows users to build, share, and analyse models without needing advanced spreadsheet skills.	User-friendly financial modelling.
Castaway	A powerful tool for financial modelling, scenario planning, and forecasting, enabling businesses to explore different financial outcomes and make data-driven decisions.	Detailed 3-way forecasting.
Datarails	A comprehensive FP&A platform that enhances financial planning and analytics through automation and integration with existing spreadsheets and data sources, providing deeper insights and better control over financial data.	Using AI to automate repetitive tasks.

Cash Flow Forecasting

App	Overview	Best for
Agicap	Robust tools for cash flow management, offering real-time forecasting and monitoring to help businesses stay on top of their finances and make informed financial decisions.	Real-time monitoring and forecasting functions.
Float	Cash flow forecasting that provides projected cash flows, detects potential financial risks in advance, and offers visual forecasts, enabling businesses to make informed and sustainable decisions.	Helping project-based companies manage their cash.
Cash Flow Frog	A user-friendly platform for cash flow forecasting, allowing businesses to easily predict future cash flow and plan accordingly.	Simple and intuitive interface.

2. Operations

Data Ingestion

App	Overview	Best for
Datamolino	Automatically extracts and processes data from bills, invoices, receipts, and bank statements, saving your time and effort.	Specifying automation scenarios based on project, location, company branch or department.
Dext	Automates data extraction from receipts, invoices, and other documents, significantly reducing manual data entry and ensuring accurate financial records.	Capturing and extracting data with over 99% accuracy, the highest in the market.
Hubdoc	Captures and organises financial documents, automatically fetching key data and integrating it with Xero for easy access and management.	Value – free with Xero Starter, Standard and Premium plans.
AutoEntry	Simplifies data capture by automating the extraction of information from various financial documents, reducing manual entry and improving efficiency.	Efficiency – saves up to 90% of the time spent on data entry.

Spend Management / AP

App	Overview	Best for
Payhawk	Combines credit cards, payments, expenses and cash into one integrated experience to give you maximum control and visibility over global spend.	Comprehensive spend management for global teams.
Spendesk	A complete solution for managing company expenses, including tools for expense reporting, approval workflows, spend tracking, and reporting.	All-in-one spend management.
Pleo	Simplifies expense management for businesses, offering smart company cards, expense automation, and real-time visibility over spend to streamline financial operations.	User-friendly spend management.
Moss	Corporate credit card, employee reimbursement and accounts payable solutions in one platform, helping businesses control spend and manage expenses more effectively.	Access to rich spend insights based on real-time data.
Cledara	Manages SaaS subscriptions and expenses. Get full visibility on software, cut excess spend and streamline software-related admin.	SaaS subscription management.
Wise	Facilitates international transfers and multi-currency accounts, offering businesses cost-effective solutions for managing global finances.	Cost-effective international transfers.
Weel	Smart corporate cards, reimbursements and easy-to-use software for Australian businesses, helping streamline expense reporting and control.	All-in-one, easy-to-use spend management for SMEs in Australia.
Tipalti	Automates AP and global mass payments, providing businesses with a scalable solution for managing accounts payable.	Scalable AP automation for growing businesses.
Lightyear	All-in-one purchasing and AP platform. Features include 100% accurate line-item data extraction, automated bookkeeping, supplier statement reconciliation, 3-way matching, advanced procurement approvals, and multi-currency support, helping businesses streamline purchasing and accounts payable workflows.	Comprehensive purchasing and AP automation.
Nook	Global payments and finance automation platform for managing supplier payments, payroll payments, and employee expenses.	10x faster payment runs.
ApprovalMax	Enhances control over AP and AR with customisable approval workflows, ensuring compliance and accuracy in financial processes.	Customisable approval workflows.

Billing / AR

App	Overview	Best for
Maxio	Automates billing, subscription management, collections, and reporting for B2B SaaS companies.	Subscription and billing management.
GoCardless	Automates recurring payments and direct debits, making it easy for businesses to manage subscriptions and collect payments.	Automated direct debit management.
Chaser	Helps businesses automatically chase and collect late payments, track debtors and improve their working capital.	End-to-end AR automation.

Payroll

App	Overview	Best for
Employment Hero	Comprehensive HR software, payroll and benefits platform that automates recruitment, HR, payroll and benefits, and ensures compliance with regulations.	All-in-one platform for HR, payroll and benefits.
Deel	Simplifies global payroll and compliance, making it easy for businesses to manage payroll for international teams while staying compliant with local laws.	Global payroll and compliance for international teams.
Pento	From workforce planning, onboarding, HRIS, to engagement, payroll, and offboarding, streamline your entire people and payroll workflow with Pento and HiBob.	Automated people and payroll workflows for UK companies.

FX

App	Overview	Best for
Airwallex	Simplifies international payments and FX transactions, providing businesses with efficient and cost-effective solutions for managing global finances.	Significant savings on foreign currency transactions.
HedgeFlows	Offers tools for managing FX risks and hedging, helping businesses protect against currency fluctuations and optimise their FX strategies.	Effective FX risk management.

Manufacturing / Inventory

App	Overview	Best for
Cin7	Makes enterprise-level inventory management, manufacturing, sales integration, reporting, and automation accessible to all businesses.	Scalable inventory and order management solutions.
Unleashed Software	Advanced inventory management, providing businesses with detailed insights and control over their inventory processes.	Easy-to-use supply chain and inventory management software.

3. Accounting Automation

App	Overview	Best for
Mayday	Intuitive accounting automation for multi-entity Xero users, including intercompany and intra-entity charge automation, intercompany balance sheet recs and cross-entity bank rec.	Easy-to-use automation software that reduces month-end manual tasks by 98%.

4. Reporting

Consolidation

App	Overview	Best for
Joiin	Automate how you consolidate financial, sales and KPI data with Joiin and create great-looking custom group reporting packs from Xero data.	Easy-to-use consolidation software.
Calxa	Accurate information in a readable, understandable format for informed decision-making. Assists businesses and not-for-profits by consolidating multiple Xero entities for comprehensive forecasts and comparisons, enhancing financial management and decision-making.	Budgeting and consolidated cash flow forecasting.
dataSights	Xero multi-entity consolidation into Excel, Power BI and Google Sheets, eliminates operational pain by uploading data to multiple Xero entities at once from Excel.	Automated reporting and data analytics.

Management Reporting

App	Overview	Best for
Roveel	Transform your Sage or Xero data into dynamic, vibrant dashboards and reports. Gain instant insights into cash flow, credit control, sales, and more.	Drill-down analysis at the transaction level.
Fathom	Combines insightful reporting, fast cash flow forecasting and actionable financial insights into one refreshingly easy business management solution.	Automating beautiful management reports.
G-Accon	Integrates Google Sheets with Xero, allowing users to create custom financial reports and automate data updates for more efficient reporting.	Custom reporting with Google Sheets.
Syft Analytics	Comprehensive tools for creating reports, interactive dashboards, KPIs, forecasts, consolidated reporting, and managing cash flow enable businesses to visualise and understand their financial data better.	An AI-first financial reporting platform.
Spotlight Reporting	Monitor and stay focused on performance using powerful group-wide benchmarking, reporting, and consolidation.	All-in-one reporting and cash flow forecasting.

Want to speak with an app ecosystem expert?

For more assistance building a best-in-class tech stack for your specific needs, get in touch with a CFO Techstack certified advisor in our advisor directory.

Welcome to The CFO Techstack Market Map